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With Credit.com, you get a free credit score from Experian, the most comprehensive credit bureau in the U.

0% Introductory APR will apply for the first 6 months from Account opening.

HSBC Platinum offers 5% cashbck many of your daily necessities like grocery and utility bills, as well as a 21% discount on petrol.

With these cards, you can still get a low rate and generous cash back and rewards, even though there's no annual fee.

Then, find cards that give you the most cash back where you spend the most money.

If you thought ancient Greece was the home of myths, you should check out modern America.

If you choose the latter, try to budget out how much, on average, you spend on certain rewards categories.

These APRs will vary with the market based on the Prime Rate.0% Introductory APR will apply for the first 6 months from Account opening.Consider these cards from our partners and see how they stack up. Sometimes, you don’t want to worry that your rewards program pays you back enough to justify the annual fee.Note that some of the cards have no annual fee in the first year, but charge a fee in the following years. If that’s you, you can still find fantastic credit benefits on a card without an annual fee.Use our comparison tool to help you decide which Bank of America® credit card offering no annual fee is right for you.See less When you enroll in the Preferred Rewards program, you can get a 25% or more rewards bonus on all eligible Bank of America® credit cards.

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